Our Team

Michel Laval

Michel Laval

1.888.803.7795 ext. 601 or 416.939.2988
michel.laval@winestonelaval.com

FSCO Principal Broker Licence No. M11002592
FSCO Insurance Broker Licence No. 10116687 – Life Insurance and A&S Insurance

 

 

Michel Laval is President & Managing Director at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Prior to his role at WINESTONE LAVAL, Michel held senior leadership roles within a Top 5 Bank, an executive role within an insurance company and a Chief Marketing Officer role within a Mortgage Brokerage.

 

As a former executive, Michel observed that leaders tended to tell their team “what” and “how” things are to be done, but not often enough “why”.  Michel is passionate about helping people rediscover “why” they and their organizations do what they do, founded on the values of professionalism, ethics and gratitude.

 

Michel’s recent experience includes designing, developing and deploying mortgage financing, insurance and mergers & acquisitions programs within credit unions, residential, commercial and construction mortgage brokering, insurance agency sales management, group coaching and facilitation and strategic consulting.

 

Michel holds his undergraduate degree and his Master’s degree.  He is Mortgage Broker licensed and Life Insurance licensed.  Michel is an avid martial artist and the proud father of two boys.

 

Gary Seveny

Gary Seveny

Mortgage Agent Licence No. M17001395

 

Gary Seveny is Executive Director at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Prior to his role at WINESTONE LAVAL, Gary held senior leadership roles within the credit union system, including President & Chief Executive Officer of Alterna Bank & Savings. Gary was instrumental in creating the Bank on behalf of the Credit Union.

 

 

Gary works closely with Michel Laval in order to design, develop and deploy Credit Union Programs that continue to bring value to our key strategic alliances. He is a key member of the organization and is well regarded within the credit union system as well as the financial industry.

 

Gary holds his MBA.  He sits on a number of Boards, including TelPay and Yorkville Asset Management, where Gary is Chair of the Board.

Stefano Cologna

Stefano Cologna

 

Stefano Cologna is Director of Sales & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Stefano has over twenty years of banking and financial planning experience, where he obtained the designation of Certified Financial Planners (CFP).  He is committed to helping clients find customized solutions, including Builder Mortgages, Residential Mortgage Financing and Financial Planning.

 

In his current role, Stefano takes great pride not only in providing competitive solutions but also in building long-term relationships with centres of influence.

 

Stefano helps first-time homebuyers with the analysis they need to purchase with confidence.  He is well respected in the industry and brings passion and commitment to his daily work.

 

To reach Stefano directly, please call 289.371.3290 x 618 or email stefano.cologna@winestonelaval.com.

Carmine D’Avino

Carmine D’Avino

 

Carmine D’Avino is Director of Sales & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Carmine has over twenty years of sales and advisory experience in the financial services industry, where his commitment to service excellence and advice platform was recognized.  Carmine has earned and holds both the Certified Financial Planners (CFP) designation and the Financial Management Advisory (FMA) designation.

 

Carmine’s passion is to help others realize their dreams of home ownership, building wealth and financial stability.  His dedication to client satisfaction and his personalized approach make applying for a mortgage, refinancing debt or providing funds for that dream an easier-than-expected process.

 

In his current role, Carmine takes great pride not only in providing competitive solutions but also in building long-term relationships with credit unions, institutional lenders and centres of influence.

To reach Carmine directly, please call 289.371.3290 x 604 or email carmine.davino@winestonelaval.com.

Marissa Rimbao

Marissa Rimbao

 

Marissa Rimbao is Manager of Operations & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Marissa has over twenty years of operations and credit management experience, where she managed projects and programs at Fortune 500 companies such as TMX.  She has been recognized for expertly managing large-scale projects.

 

In her current role, Marissa is responsible for operations.  She supports Michel and the Executive Team in organizational initiatives.

 

To reach Marissa directly, please call 289.371.3290 x 602 or email marissa.rimbao@winestonelaval.com.

 

Diana Lisi

Diana Lisi

 

Diana Lisi is Senior Manager of Underwriting & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Diana has over twenty years of strategic sales and account management experience for Fortune 500 companies.  Diana has been recognized for her dedication to getting the job done with the highest care for all parties involved.  She is dedicated, effective and committed to professionalism every step of the way.

 

In her current role, Diana works closely with Michel Laval and she is integral to the WINESTONE LAVAL organization.  She is responsible to underwrite files for high value strategic alliances and clients and prepare them for review.  She supports Michel in residential, commercial and project financing initiatives.

 

To reach Diana directly, please call 289.371.3290 x 612 or email diana.lisi@winestonelaval.com.

 

Mark Wong

Mark Wong

 

Mark Wong is Programs Associate & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Mark has over eight years of sales, Banking and Insurance experience, where his commitment to service excellence was recognized.  He has an undergraduate degree in English.

 

Mark’s passion is to help others realize their dreams of home ownership, building wealth and financial stability.  His dedication to client satisfaction and his personalized approach make applying for a mortgage, refinancing debt or providing funds for that dream an easier-than-expected process.

 

In his current role, Mark is responsible to effectively onboard applications, promptly acknowledge receipt of appropriate documentation and work within our Mortgage Operations Team to provide the highest level of service and care to our credit unions, centres of influence and clients.

 

To reach Mark directly, please call 289.371.3290 x 630 or email mark.wong@winestonelaval.com.

Antonietta Ceniti

Antonietta Ceniti

 

Antonietta Ceniti is Programs Associate & Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Antonietta has over fifteen years of accounting and administration experience, where her commitment to service excellence was recognized.  She worked for a number of property management firms where she was responsible for overall administration.

 

In her current role, Antonietta is responsible to effectively onboard applications, promptly acknowledge receipt of appropriate documentation and work within our Mortgage Operations Team to provide the highest level of service and care to our credit unions, centres of influence and clients.  She is key to the administration of files.

 

To reach Antonietta directly, please call 289.371.3290 x 634 or email antonietta.ceniti@winestonelaval.com.

Rina D’Avino

Rina D’Avino

 

Rina D’Avino is Mortgage Agent at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Rina has over twenty years of corporate travel experience, where her commitment to service excellence was recognized.  She is a committed life-long learner, eager to contribute to the organization, our centres of influence and clients.

 

In her current role, Rina works directly with clients who require mortgage financing with purchases and refinances.  She is committed to getting the job done in a professional manner.

 

To reach Rina directly, please email rina.davino@winestonelaval.com.

John Wesley

John Wesley is Senior Consultant at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Previous to his role at WINESTONE LAVAL, John was a Director at SSQ Insurance.

 

John works closely with Michel Laval in order to operationalize our Insurance Program. He is well regarded within the insurance industry.

 

John is a CLU (Chartered Life Underwriter).

Gennaro DiSanto

Gennaro DiSanto is Executive Director at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Gennaro works closely with Michel Laval in order to review Project & Construction Financing opportunities and execute on the ones that we want to be part of. Previous to his role at WINESTONE LAVAL, Gennaro practiced as a Chartered Accountant (C.A.).  He also acted as the Project Manager on the custom build of a number of award-winning construction projects.  He is well regarded within the land assembly and building industry.

 

Gennaro is a Chartered Accountant (C.A., CPA).

Dale Bilton

Mortgage Agent Licence No. M08001262

 

Dale Bilton is Executive Director and President of Commercial Lending at WINESTONE LAVAL.

 

WINESTONE LAVAL has the vision to be the best financial advisors to Canadians and the Credit Unions to which they belong as members.

 

Our mission is to help protect Credit Unions in their lending and insurance programs, to ensure that Canadians can afford the credit and insurance solutions to which they aspire, while having a viable alternative to traditional Banks and Insurance Companies, and to prudently grow wealth through real estate for hard-working and ethical Canadians.

 

The idea of providing the best customized solutions to strategic alliances that drive measurable results – with unparalleled professionalism, ethics and gratitude – is why WINESTONE LAVAL exists.

 

Dale has over 30 years of banking and advisory experience in the financial services industry, where he has excelled as a senior leader and Commercial Specialist.  Dale has earned and holds the Accredited Mortgage Professional (AMP) charter.  He was also recognized as Commercial Broker of the Year on a number of occasions by the Mortgage Brokering industry nationally.

 

Dale’s passion is to help others realize their dreams of commercial real estate ownership, building wealth and attaining financial stability for their business and families.  His integrity, dedication to be viewed as an advisor and his personalized approach make applying for a commercial mortgage, refinancing commercial debt or providing funds for an income generating property an easier-than-expected process.

 

In his current role, Dale works closely with Michel and Gennaro to manage the Commercial Real Estate Financing Portfolio and relationship manage strategic alliances.

 

To reach Dale directly, please call 519.583.0123 or email dale.bilton@winestonelaval.com.