WINESTONE LAVAL Mortgages, Insurance and Advisory Services: Here we grow again!

WINESTONE LAVAL Mortgages, Insurance and Advisory Services: Here we grow again!

WINESTONE LAVAL continues to be committed to providing you, our clients, with a state-of-the art advisory platform as well as effective people, niche products and specialized services so you can continue to grow on your financial journey.  This means the following to you:  Better Mortgage and Insurance advice, our commitment to service excellence and competitive rates and programs.

Here we grow again at WINESTONE LAVAL.

I am pleased to introduce you to Miro Rendine, our General Sales Manager, in case you have not yet had the opportunity to speak with him.

Please call Miro with your next question – 647-823-7794.  I can still be reached at 416-939-2988.  These are dedicated telephone lines to serve you better!

Miro’s role is very clear:  Positively engage our clients and the people we trust, people such as yourself, for WINESTONE LAVAL to better serve you.  If we do our job right, we will have the opportunity to help more and more people who require mortgage financing and insurance solutions.  We at WINESTONE LAVAL are committed to do all that we can to help you on your financial journey and for us to help consumers obtain proper Mortgage and Insurance Advice & Solutions.

We wanted to take this opportunity to share recent Success Stories where we added value through our Mortgage Programs.

Success Stories

#1 – Residential Mortgage Financing

  • $2,500,000 Property in Toronto requiring maximum allowable refinance to consolidate high interest mortgage and credit cards.
  • One of the borrowers on commissions income and the second with recent change of employment (less than a year), which meant that Banks said no.
  • Qualifying income requiring Financial Statements analysis and commissions income calculations.
  • Large Equity Take Out required to finance a new business venture.
  • Paid mortgage/debts of $1,200,000 and borrowers left with $800,000.
#2 – Commercial Real Estate Financing

  • $3,000,000 Commercial Property requiring 75% financing.
  • Cross-guarantees from borrowers below average due to a previous collection.
  • Qualifying cashflow requiring Expert Advice, Financial Statements analysis and rental income calculations.
  • Paid first and second mortgages and $500,000 left for improvements.
Our areas of specialization are helping clients with:  (1) purchase and refinance ofhigh-end residential homes in prime areas at competitive rates for business owners and self-employed individuals, (2) Income Replacement Insurance/Life, Disability Insurance, Loss of Employment Insurance and Critical Illness and (3) commercial real estate financing.
A full list of MORTGAGE PROGRAMS is available at www.winestonelaval.com Mortgages Products.

A full list of INSURANCE PROGRAMS is available at www.winestonelaval.com Insurance.

Please reach out to us to review your next Mortgage or Insurance question.  We are here to help!
We at WINESTONE LAVAL look forward to continuing to work with you.  Thank you for the opportunity and trust.

Michel Laval
President & Managing Director
WINESTONE LAVAL – michel.laval@winestonelaval.com or 416-939-2988.

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